Apart from the actual cost of a property, you will need to allow approximately 10% of the purchase price to cover the fees and costs of acquiring a property. This 10% will cover the solicitor’s fees, translator’s fees, land registry cost, notary’s charges, stamp duty and VAT.

Professional advice
Process of buying a property ( the contract)
Payment and signing of deeds
Notary´s fees
Property registry
Property registration fees
Taxes: property transfer tax or IVA (VAT)
Local municipal tax (plusvalia)
The Purchaser is responsible for
New properties
Withholding tax (buying and selling)
Capital gains tax
Outstanding debts
Property owners association
Insurance
Spanish notarised wills
Purchaser pays
NIF (for residents) and "NIE" (for non-residents: Tax Registration Number)
I.R.P.F. (Property Owners Income Tax)
General interest
Bank certified cheques
Disclaimer
Residency-Nationality